Why You’ll Want a Home Inspection

Written by St. Petersburg Mortgage Syndicated User on May 10, 2025. Posted in Buying Tips, For Buyers, Infographics, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsOnce your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more.That information is incredibly important and paves the way for you to re-negotiate with the seller, as needed. So, you don’t want to skip this step.An inspection is your chance to avoid costly headaches and get peace of mind. Connect with an agent to talk about other ways to make your offer stand out.

Your Home Equity Could Make Moving Possible

Written by St. Petersburg Mortgage Syndicated User on May 3, 2025. Posted in Equity, For Sellers, Infographics, Mortgage St. Petersburg, Selling Tips, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsThanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity.Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash. If you want to find out how much equity you have, connect with an agent. Because it may make a move a lot more feasible than you’d think.?

You Finally Have More Options for Your Move

Written by St. Petersburg Mortgage Syndicated User on April 26, 2025. Posted in For Buyers, Infographics, Inventory, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsIf you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ?There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month.With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.?

If the Asking Price Isn’t Compelling, It’s Not Selling

Written by St. Petersburg Mortgage Syndicated User on April 19, 2025. Posted in For Sellers, Infographics, Mortgage St. Petersburg, Selling Tips, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsUnfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.?Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation.The best way to avoid this mistake? Connect with an agent to make sure your house is priced to pull people in, not push them away.

A Recession Doesn’t Mean a Housing Crisis

Written by St. Petersburg Mortgage Syndicated User on April 12, 2025. Posted in Economy, Infographics, Mortgage Rates, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsThere’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us.While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall. If you have questions about buying or selling a home in today’s market, connect with a real estate agent.

Things To Avoid After You Apply for a Mortgage

Written by St. Petersburg Mortgage Syndicated User on April 5, 2025. Posted in Buying Tips, For Buyers, Infographics, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsOnce a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application.Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t buy appliances or furniture for your next home yet either.The best tip of all? Before you do anything financial in nature, talk to your lender first.

National Housing Trends To Watch

Written by St. Petersburg Mortgage Syndicated User on March 29, 2025. Posted in Home Prices, Infographics, Inventory, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsAt a national level, the housing market has shifted over the past year.There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell.Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

Your Roadmap to Homeownership

Written by St. Petersburg Mortgage Syndicated User on March 22, 2025. Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Infographics, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsBuying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ?From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement. Your journey starts here. Connect with an agent so you have help every step along the way.?

What You Need To Know About Pre-Approval

Written by St. Petersburg Mortgage Syndicated User on March 15, 2025. Posted in Buying Tips, For Buyers, Infographics, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsBefore you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers.?Connect with a trusted lender to get the process started.

Do You Know What Your House Is Really Worth?

Written by St. Petersburg Mortgage Syndicated User on March 8, 2025. Posted in Equity, For Sellers, Home Prices, Infographics, Mortgage St. Petersburg, St. Petersburg, St. Petersburg Mortgage.

Some HighlightsOver the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ?Nationally, prices are up nearly 60% since 2019. ?And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move.If you want to know how much your home is worth in today’s market, reach out to a local agent.? The number may surprise you.

Category: Infographics