Fidelity Home Group is here to help you find the financing for your home purchase that’s best for you—whether you’re just starting out, tired of renting or upgrading to your dream home in the St. Petersburg area. With free preapprovals, you can search for your new home knowing all of your options, and our selection of specialty loan programs and in-house mortgage experts means your home loan is personalized to your individual needs and budget.
This program is ideal for homebuyers who don’t have the funds to cover the cash required at closing or for those who have the cash but need it for expenses such as home improvements, an emergency fund or education. The benefits include flexible funding and over 100% financing. All buyers must complete Fannie Mae Buyers Education Classes for ALL to qualify.
Fidelity Home Groups Home Buyer Programs help hopeful homeowners with several options. These programs also assist Americans in securing mortgages when they don’t have the best credit scores. Some even cater to specific professions like those in Firefighter, Law Enforcement, Educators, Health Care Workers and the Military.
When you are self-employed or a business owner and you want to buy a home, you fill out the same application as everyone else. The same factors are considered: your credit score, how much debt you have, your assets and your income. So what’s different? When you work for someone else, lenders go to your employer to verify the amount and history of that income, and how likely it is you’ll keep earning it.
Our New Construction Programs is a one-close construction loan:
Conforming mortgages are ideal for borrowers with good or excellent credit. They follow fairly conservative guidelines for:
Federal Housing Administration mortgages are great first-time home buyers! FHA Mortgage have flexible lending standards to benefit:
Our renovation remodeling loans allow you to roll the costs of repairs or upgrades. Benefits include:
Because the VA guarantees a portion of your loan, you won’t need to pay mortgage insurance:
Thinking of buying an additional property for a new source of income? That would be considered an investment home with long or short terms rentals: